FOR DEBTOR

C​ooperating with our collection official, you can always find a suitable solution for paying your debt.

FOR DEBTOR

You have received a letter from us!? What happens next?

MAKE PAYMENT

To pay your debt, please use authentication via a bank, ID card or mobile ID.

PAYMENT SCHEDULE

When filling out the following payment schedule form, you can submit your initial offer on the payment of debt to OK Incure.

CONTACT US

Use our contact form​

FOR DEBTOR​

?

Letters to debtors

  ✓    The fastest solution is to use the contact details specified in the letter or fill out the contact form on our website. Cooperating with our collection official, you can always find a suitable solution for paying your debt.

  ✓    OK Incure cooperates with bailiffs. A bailiff can issue a seizure instrument, entitling your bank to seize your current account. To prevent this, please contact the bailiff whenever you receive a respective notice.

  ✓    OK Incure cooperates with Estonian courts. Initiation of a judicial proceeding can result in undesirable consequences for you, for instance: pursuant to §378 (1) of the Code of Civil Procedure, it is possible to establish a judicial mortgage on your immovable property, to seize your movable property or to prohibit you from performing certain acts. It would be virtually impossible for you to obtain a bank loan or to buy goods on finance. In severe cases you could be subject to a prohibition from departing your residence or a detention.

  ✓    OK Incure publishes quarterly lists of business debtors, including the names of board members, in the newspaper Äripäev and on the OK Incure Facebook page.

  ✓    OK Incure cooperates with Creditinfo Eesti AS. A payment default entered in the register of credit problems damages the reputation of a debtor, reduces credit opportunities and forces the debtor to seek quick payment solutions.

Please note! The information is retained in the credit register for 7 years after settlement of default in case of companies and for 3 years in case of individuals. As an exception, any payment defaults of individuals, which have been entered by credit institutions, will be visible to banks for 5 years after settlement of default. A payment default is settled upon full payment of the debt. Payment default records cannot be deleted on the basis of an agreement with the debtor.

  ✓    Please use the contact details specified in the letter. Cooperating with a collection official, you can enter into an agreement on a payment schedule.

MAKE PAYMENT

To pay your debt, please use authentication via a bank, ID card or mobile ID.

Beneficiary’s name: OK Incure OÜ

Beneficiary’s account: EE422200221045023300

Name of the bank:  Swedbank

SWIFT: HABAEE2X

Whenever possible, please enter the reference number found on your notice or claim letter.

Choose a bank here:



Need Help?

When filling out the following payment schedule form, you can submit your initial offer on the payment of debt to OK Incure.